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Insurance, explained

Short explainers from educators, regulators, news outlets and insurance companies.

Videos are from their creators on YouTube. Showing a video isn't an endorsement.

How Does Insurance Work?

Concerning Reality · YouTube ·

Why pooling small payments protects everyone.

  • How Health Insurance Works | What is a Deductible? Coinsurance? Copay? Premium?

    Ensemble · YouTube ·

    Premium, deductible, coinsurance and copay, explained.

  • Insurance Check Up: Life Insurance

    Insurance Information Institute · YouTube ·

    The difference between term and whole life.

  • What does renters insurance cover?

    Texas Department of Insurance (TDI) · YouTube ·

    What renters insurance protects, and what it doesn't.

  • Insurance 101 - Personal Auto Coverages

    Central Insurance · YouTube ·

    Each coverage on a personal auto policy.

  • Insurance 101 - Personal Umbrella Policy

    Central Insurance · YouTube ·

    How an umbrella adds liability protection on top.

  • Medicare Parts A, B, C, and D (Explained)

    AARP Answers · YouTube ·

    Medicare Parts A, B, C and D in plain terms.

  • FEMA’s Flood Insurance Advocate Explains Flood Risk

    FEMA · YouTube ·

    Why flood risk is everywhere and home policies skip it.

  • Insurance 101 - Independent Agents

    Central Insurance · YouTube ·

    How independent agents work with several companies.

  • What you need to know about earthquake insurance and how important it is

    CBS LA · YouTube ·

    Why home policies exclude quakes, and how coverage works.

  • Do Insurance Premiums Count Towards Deductibles?

    The Insurance Solutions Experts · YouTube ·

    Premiums and deductibles are separate, and here is why.

  • What is a Co-Pay? (Definition & How It Works)

    The Insurance Solutions Experts · YouTube ·

    What a co-pay is and when you pay it.

  • Allison Talks About Insuring Your Belongings and Collections

    Camargo Insurance Agency · YouTube ·

    A Camargo agent on whether collections are fully covered.

  • What is windstorm insurance?

    Texas Department of Insurance (TDI) · YouTube ·

    Why some coastal home policies leave out wind and hail.

  • Need to make an auto or home insurance claim?

    Texas Department of Insurance (TDI) · YouTube ·

    Tips for filing an auto or home claim.

  • Understanding Auto Insurance: What’s ‘Full Coverage’ Car Insurance?

    Allstate · YouTube ·

    "Full coverage" is a nickname for a mix of coverages.

  • 2025 Tesla Cybertruck updated moderate overlap IIHS crash test

    IIHS · YouTube ·

    A 40 mph front crash test, start to finish.

  • Earthquake Preparedness

    ReadySanDiego · YouTube ·

    Getting ready for a quake when a fault is close by.

  • Flood Insurance ASL

    FEMA · YouTube ·

    Flood insurance basics, in American Sign Language.

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