Guides

State insurance requirements

Car insurance and workers’ compensation rules are set by each state. Each guide below lists the legal minimums, who must carry the coverage and the penalties, with links to the state’s official sources.

This page is general information, not legal or insurance advice. InsuranceFinder doesn’t sell insurance, give quotes or take applications.

California

California car insurance requirementsCalifornia workers’ comp requirements

Texas

Texas car insurance requirementsTexas workers’ comp requirements

Florida

Florida car insurance requirementsFlorida workers’ comp requirements

Last checked Oct 27, 2026. Rules change; check with your state’s insurance or motor vehicle agency for your situation.

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