Homeowners insurance
InsuranceFinder directory guide · Updated September 2026
Homeowners insurance covers your dwelling, unattached structures, and personal possessions against perils such as fire, lightning, windstorm, and theft, alongside personal liability if someone is injured on your property. Standard homeowners policies explicitly exclude overland flood and earthquake damage, which require separate policies or endorsements.
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We list licensed independent agencies and admitted carriers with direct telephone numbers and state license lookups so you can call directly.
Agencies specializing in homeowners insurance
Licensed independent agencies in our directory with verifiable state insurance department records.
National carriers writing homeowners insurance
Admitted national insurance companies writing coverage in multiple states.