Personal umbrella insurance
InsuranceFinder directory guide · Updated September 2026
Personal umbrella insurance provides an extra layer of liability protection above the limits of your primary auto, homeowners, or boat policies. It defends and pays out against catastrophic claims or major liability lawsuits once primary limits are exhausted. It does not cover damage to your own personal property or intentional acts.
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We list licensed independent agencies and admitted carriers with direct telephone numbers and state license lookups so you can call directly.
Agencies specializing in personal umbrella insurance
Licensed independent agencies in our directory with verifiable state insurance department records.
National carriers writing personal umbrella insurance
Admitted national insurance companies writing coverage in multiple states.