Personal & Household Line

Earthquake insurance

InsuranceFinder directory guide · Updated September 2026

Earthquake insurance pays for structural repairs and personal property damage caused by ground shaking, tremors, and seismic events. Standard home policies exclude earth movement. Deductibles are typically percentage-based (10% to 25% of the structure value) rather than fixed dollar amounts.

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Agencies specializing in earthquake insurance

Licensed independent agencies in our directory with verifiable state insurance department records.