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Mobile Home Insurance
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Mobile home insurance can vary from location to location, and from company to company. In general, basic policies involve the following: (some coverage may be optional or extra)

-General Protection

-Theft Protection

-Loss of use

-Personal Property Protection

-Liability

-Emergency Removal

-Trip/transport coverage

-Replacement cost

General coverage will cover most perils, including fire, and water damage (pipe damage). Personal property protection will cover your property against many types of losses, including the perils in your general mobile home coverage. Specifics will be found in your policy detail. Theft coverage will cover your personal property from burglary, as well as stolen financial items (credit cards, checks, and cash). Liability coverage protects your family and guests from bodily injury while on your property. Loss of use coverage will pay for expenses incurred while you are unable to live in your mobile home (food and lodging).

Emergency removal will pay a specified amount towards the cost of removing your mobile home, in a case where it is required due to a loss covered by the company. An example is if your area becomes extremely flooded, and transport is necessary to save the home. If a total loss to your property and mobile home occurs, replacement cost will cover the expenses to repair or replace the loss(es). Again, specific amounts and limits vary with each policy and company. Trip/transport covers your home while it is in transit.

Your individual needs will differ from another’s. Policy specifics, including limits, deductibles and premium will vary from person to person.

Home Insurance Articles
Home Insurance Explained
Learn about home insurance policies and why it is not just a good idea, but a necessity if you have a mortgage.
“A homeowners insurance policy is basically a contract you make with an insurance company. In exchange for your premium, the insurance company will pay for financial losses related to your home...”
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Flood Insurance
Find out what to look for in considering a flood insurance policy.
“Besides fire, flooding is the most common natural disaster. In order to legitimize a flood as occurring, two adjacent properties must be under water...”.
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Earthquake Insurance
Is your home insured against an earthquake? Factors to consider with an earthquake insurance policy.
“Something to keep in mind about this insurance is that a traditional homeowners insurance policy doesn't include coverage for earthquakes. If you live in a earthquake-prone area, this coverage may be a nice addition to your current policy...”
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Renters Insurance
Renters insurance information about specific coverages, replacement costs, actual value, deductibles, and loss of use coverage.
“Basic renter insurance will provide coverage to you, in the event that your belongings are lost. The range of causes can include...”
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Mobile Home Insurance
Learn about mobile home insurance and what coverages are optional or extra.
Mobile home insurance can vary from location to location, and from company to company. In general, basic policies involve the following: (some coverage may be optional or extra) ”
Read More >>
Home Office Insurance
What is the best option for insurance if you have a home office?
“A homeowners insurance policy is basically a contract you make with an insurance company. In exchange for your premium, the insurance company will pay for financial losses related to your home or your property during the period of the contract...”
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