Annuities InsuranceInsuranceFinderSpecialty InsuranceBusiness InsuranceHomeOwners InsuranceAuto InsuranceLife InsuranceHealth Insurance

Shopping for Auto Insurance in Utah
The average Utah automobile insurance rate is $732.35. That’s a lot of money so it never hurts to shop around for the best car insurance rate you can find. The best place to get car insurance quotes is at In a few minutes you get multiple Utah automobile insurance rates from licensed insurance agents.

Keep in mind that when you’re shopping for Utah car insurance that auto insurance companies can use your credit score to help them figure out an insurance score. You should also know that insurance companies determine insurance scores differently from one another, so if one company gives you a higher auto insurance rate check with a different auto insurance company because you may be pleasantly surprised.

Utah utilizes a “comparative negligence” law, which means that both drivers can be at fault. Settlements are paid out based on the percentage of who was at fault. For instance, if you were in an accident where you were held 20% responsible and the other driver is 80% at fault, you would not receive the entire amount you need to fix your vehicle, rather, you would receive 80% of that amount. If you’re concerned about the personal property in your vehicle damaged from the accident, the property damage of the liability portion of the other driver’s insurance will most likely cover it.

Utah law requires you to carry proof of car insurance and show it to any law enforcement officer upon request. The Utah DMV compares it’s vehicle registration database with car insurance policies written to Utah residents. If the system discovers a Utah-registered vehicle does not have an auto insurance policy, a letter is sent to the vehicle's registered owner. The owner is required to show proof of car insurance. If you fail to provide proof of Utah auto insurance after the letter is sent, the DMV will give it to the police.

If you are convicted of not have auto insurance in a court or found through a Department of Public Safety (DPS) administrative hearing to have been operating a motor vehicle without insurance, the DMV may suspend the uninsured vehicle's registration.

This is a Class B misdemeanor and you will be required to pay a fine. The fine cannot be less than $400 for the first offense. If you are convicted of driving without car insurance again the fine minimum goes up to $1000. The Department of Public Safety is also required to suspend your driver’s license.

Visit the Utah Department of Insurance for more information on specific car insurance laws. You may also find the Utah Department of Motor Vehicles helpful too.

Are you paying too much for insurance?
Are you trying to find affordable insurance? To find out you should comparison-shop for Utah automobile insurance. Have you tried to find a price for Utah car insurance? If not what are you waiting for? is the easiest way to get an Utah car insurance quote online. You just complete one quick form to receive multiple automobile insurance quotes from reputable insurance companies.

Utah Automobile Insurance Requirements:
Utah car insurance law requires that each motorist have auto insurance that satisfies the state’s minimum requirements. The minimum liability coverage required for Utah car insurance is 25/50/15. $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage per accident.

In addition to having the minimal liability coverage, Utah motorists are also required to have PIP (Personal Injury Protection) Coverage and UI/UIM (UnInsured/UnderInsured Motorist) coverage. The minimum requirement for PIP is $3,000 and UI/UIM is 25/50 -- $25,000 for bodily injury per one person and $50,000 for bodily injury per accident.
Your site is the the most helpful and insightful insurance site I have visited! And its FREE!!! Anything free is for ME!!! Thanks a lot and I appreciate your tips! I will let you know the outcome!
Great site!!! Great information. Very informative.
I just want to say "Thank you". The services you have provided are awesome. Keep up this great service.
So far I have found that you have done exactly
what you say. And that is the best thing! Thank you.
Great information. Thanks for providing!
Thank you very much for your help!! You made it so easy to find exactly what I needed. I will be telling my friends and family about your website. Again, thanks a lot!!

About | Library | Glossary | Disclaimer | Privacy | Suggest | Affiliate | Advertise | Agent Log-In | Site Map

We are not a carrier, agent or broker. When you choose to inquire with an advertiser on Insurance Finder, your information remains between you and that advertiser(s). Advertisers are solely responsible for keeping their information current.

Auto Insurance quotes from agents near you:
Alaska | Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming

Find The Perfect Insurance Policy:
Individual and Family Health Plans | Corporate Group Health Plans | Long Term Care (LTC) | Disability Insurance | Senior Health Insurance | Dental Insurance | Vision Health Plans | Rx Drug Savings Plans | Term Life Insurance | Whole Life Insurance | Universal Life Insurance | Fixed Annuities | Auto Insurance | Senior Auto Insurance (Age 55+) | Motorcycle Insurance | ATV Insurance | Boat Insurance | Watercraft Insurance | RV Insurance | Homeowners Insurance | Condominium Insurance | Renters Insurance | Business Owners Insurance | Commercial Auto & Truck Insurance | Workers Compensation | Liability Insurance | Mortgage Protection Insurance is an Electric Business website.  Powered by ZipSearch!
Copyright © 2007 InsuranceFinder® All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.