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Shopping for Auto Insurance in New Hampshire
In a 1999-2003 study done by the Insurance Information Institute, the average cost for auto insurance in New Hampshire was $776.47. Are you paying too much for auto insurance? The only way to find out is to shop around and you can start right here. It’s easy to shop for car insurance on the Internet and it could save you a couple hundred dollars. At you complete one form and will get multiple car insurance quotes from reputable companies.

Car insurance companies can look at your credit information without your permission in New Hampshire. Both the federal and state Fair Credit Reporting Acts say that auto insurance companies may look at your credit information without your permission for underwriting practices. The federal law can be found here and the New Hampshire state law may be found here:

New Hampshire Insurance Department Law (RSA 412: 15 III) requires the use of credit reports, credit histories and credit scoring models for underwriting or rating purposes for auto insurance be based upon objective documented and measurable standards. New Hampshire Insurance Department Regulations INS 3300 was adopted in 2002 to more clearly define the standards and requirements that insurance companies need to follow.
The good news is that auto insurance companies cannot base your auto insurance price solely on your credit score. Car insurance companies will also consider your driving record, where you live, and the type of car you drive.

For more information regarding auto insurance in New Hampshire, you can visit the New Hampshire Insurance Department at:

Are you paying too much for insurance?
Are you trying to find affordable insurance? To find out you should comparison-shop for New Hampshire automobile insurance. Have you tried to find a price for New Hampshire car insurance? If not what are you waiting for? is the easiest way to get an New Hampshire car insurance quote online. You just complete one quick form to receive multiple automobile insurance quotes from reputable insurance companies.

New Hampshire Automobile Insurance Requirements:
New Hampshire’s minimum limits for auto insurance liability coverage are 25/50/25. This coverage will pay up to $25,000 per person for bodily injury, up to $50,000 if 2 or more people are injured, and up to $25,000 in property damage. Purchasing car insurance in New Hampshire comes with additional requirements, you will need to buy Medical Payments (at least $1,000) and Uninsured Motorists coverage.

The New Hampshire Automobile Insurance Plan:
The types of optional auto insurance coverage that New Hampshire has to offer include:
Collision Coverage
Comprehensive Coverage
Custom/Non-factor equipment coverage
Rental Reimbursement/Transportation Expenses
Towing & Labor Coverage
Medical Payment (required)
Uninsured Motorist Bodily Injury (UM) Coverage
Underinsured Motorist Bodily Injury (UIM) Coverage
Umbrella Liability
Gap Insurance

As with any other state, your entire household that is licensed to drive is taken into account when determining your auto insurance rate in New Hampshire; poor driving record from one family member can cost you more money. Additionally, the state of New Hampshire allows for insurance companies to look at your credit score to help them judge your experience with credit.
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