The average cost for car insurance in Kentucky from a study done by the III (Insurance Information Institute) from 1999-2003 was $737.46. Are you paying more than that for car insurance? You shouldn’t be. The best and only way to save is to shop around. We’ve made it easy for you to do just that, start here. So what are you waiting for? Go to InsuranceFinder.com and get an online car insurance rate quote now.
|
Are you looking for ways to cut down your monthly expenses?
Shopping for the best auto insurance price in might be an easy and quick way to save money. So where do you go to shop online? Insurancefinder.com. You just complete one form and get comparison quotes from licensed auto insurance agents in Kansas. But before you shop for auto insurance in Kansas you should know how much car insurance coverage to buy. |
Kentucky Automobile Insurance Requirements:
The required coverage for auto insurance in Kentucky for is liability coverage in the amount of 25/50/10. With this coverage, you will have coverage of $25,000 for bodily injury for one person, $50,000 for bodily injury per accident, and $10,000 for property damage per accident.
Kentucky is one of many states that utilize credit score as a factor in determining your auto insurance rates. In fact, your credit may be looked at when the insurance agent is underwriting for your policy. However, an insurance company cannot refuse to renew or cancel your automobile insurance policy solely based on your credit history or lack thereof.
Kentucky has also implemented the point system. The Kentucky Point System helps identify people who may be habitually negligent drivers. If you accumulate 12 points in 24 months, your driver’s license may be suspended, which will make it difficult to find quality, affordable car insurance. Furthermore, the Kentucky General Assembly passed the Graduated Driver’s License Law, which was designed to reduce the vehicular fatality rate among teens; it also has a “zero alcohol tolerance” policy for drivers that are under the age of 21.
The Kentucky Automobile Insurance Plan:
Can’t find an auto insurance company in Kentucky that will insure you? You may be eligible for the Kentucky Automobile Plan (KAIP). You can get information from any insurance agent or broker who sells auto insurance in Kentucky. KAIP is for any Kentucky resident that has been refused automobile coverage. All coverage and amounts as that are required by Kentucky law is offered through the plan.
You are eligible for KAIP if you meet the following criteria:
Certify that you have been refused coverage within the last 60 days
Provide a premium deposit with your application
Be a licensed driver
Maintain your principal residence in Kentucky
Have an automobile that is to be insured registered in Kentucky
For more information regarding car insurance in Kentucky, you can visit the Kentucky Office of Insurance at: http://doi.ppr.ky.gov/kentucky/. |
|
 |
 |
 |
| Your site is the the most helpful and insightful insurance site I have visited! And its FREE!!! Anything free is for ME!!! Thanks a lot and I appreciate your tips! I will let you know the outcome! |
| Great site!!! Great information. Very informative. |
I just want to say "Thank you". The services you have provided are awesome. Keep up this great service.
|
So far I have found that you have done exactly
what you say. And that is the best thing! Thank you. |
| Great information. Thanks for providing! |
| Thank you very much for your help!! You made it so easy to find exactly what I needed. I will be telling my friends and family about your website. Again, thanks a lot!! |
|
