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Shopping for Auto Insurance in Illinois
In Illinois you should try to maintain a good credit history. Car insurance companies in Illinois can consider your credit rating to charge higher car insurance rates.

You must have your Illinois auto insurance card in your vehicle at all times. Your automobile insurance company will send you an Illinois auto insurance card, usually when your insurance policy is issued or renewed.

Your signature on the Illinois Vehicle Renewal Registration Application asserts that your car will have at least the minimum car insurance coverage throughout the registration period.

Comparative Negligence Law is an Illinois law that determines negligence for an auto accident. Under these rules, you can collect from an at-fault driver only if you are less than 50% at-fault for the car accident. In addition, you can only collect for damages in proportion to the amount of fault attributable.

Are you paying too much for car insurance?
Need insurance for your car ins Illinois? Go to to find an auto insurance agent to purchase liability auto insurance. You can get a quote on Illinois car insurance in less than a minute. Just fill out one form and we’ll match you with licensed Illinois car insurance agents. Yes, it’s that easy to find car insurance in Illinois! Get your free auto insurance quote for Illinois today. If you have problems buying insurance, ask the car insurance agent about the Illinois Automobile Insurance Plan. Don’t get caught without car insurance in Illinois, it’s the law to have it.

Illinois Auto Insurance Requirements
Illinois car insurance law requires vehicle liability insurance. Illinois auto insurance law (625 ILCS 5/7-203) requires bodily injury limits of at least $20,000 per person per accident and $40,000 total per accident. Illinois automobile insurance law (625 ILCS 5/7-203) requires property damage liability limits of at least $15,000 per accident.

Uninsured Motorist Bodily Injury Coverage (UM) - Covers you for your bodily injury caused by a hit-and-run driver or an at-fault driver who has no auto insurance. Currently, Illinois law (215 ILCS 5/143a) requires uninsured motorist limits of $20,000 per person and $40,000 per accident. You can purchase higher limits. Get a quote for Illinois Uninsured Motorists.

Underinsured Motorist Bodily Injury Insurance (UIM) - Pays the difference between your UIM limits and the liability limits of the at-fault driver, if lower than your UIM limits. Illinois law (215 ILCS 5/143a-2) requires this type of coverage if you purchase higher limits of uninsured motorist bodily injury coverage (UM).

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