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Buying auto insurance in Arkansas
Shopping for Arkansas Auto Insurance is easy at You can find online car insurance prices in Fayetteville, Little Rock, Conway, Springdale and anywhere else in Arkansas. It is important to get online comparison quotes in Arkansas because each insurance company has different prices for the same type of car insurance coverage. You should also know that the average price for auto insurance is $698.28, based on a study done by the Insurance Information Institute.

Before you begin to shop for automobile insurance in Arkansas, you should know that insurance companies could use your credit to help them determine how much you pay for car insurance. That law is called the Use of Credit Information in Personal Insurance Act of 2003, (Ark. Code Ann. §§23-67-401 through 415). To find out if your car insurance company is using credit ask your insurance agent. You can find a licensed auto insurance agent at

Just as prices for car insurance vary from company to company, insurance credit scores vary from one company to the next. So if one vehicle insurance company has a high price check another company because your car insurance rate could be lower. Shopping for car insurance online is probably the easiest way to comparison shop. At you can get many quotes on insurance just by filling out one form. can help you find affordable car insurance even if you have a ticket or accident.

Insurance Requirements for Arkansas
It is illegal to drive without car insurance in Arkansas due to legislation that was passed in 1987 and 1999. If you own or drive a car registered in Arkansas you must have liability coverage with minimum limits of $25,000 per person for Bodily Injury, $50,000 per accident for Bodily Injury, and $25,000 per accident for Property Damage. Bodily Injury coverage pays for expenses such as medical costs, loss of income, and funeral costs of others who are injured or killed as the result of your carelessness. Property Damage pays for expenses to repair or replace the property of others, which is damaged as the result of your carelessness.

Personal injury protection (PIP) is offered too- you have three choices. You can buy one or all three parts but if you don’t want PIP, you have to reject the coverage in writing. You can ask your Arkansas car insurance agent for the form or about the details of the coverage and if it’s right for you to have on your insurance policy. Do you need a car insurance agent? You can find a qualified, licensed auto insurance agent on It’s the fastest way to get an agent online.

For more information about car insurance in Arkansas visit the Arkansas Insurance Department’s website at
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